Why a Gig Worker Needs Business Insurance (and How Much They Should Buy)
We may earn a commission from links on this page. Credit: GaudiLab / Shutterstock.com What…
Why a Gig Worker Needs Business Insurance (and How Much They Should Buy)
We may earn a commission from links on this page. Credit: GaudiLab / Shutterstock.com What kind of insurance does a gig worker need? As a gig worker, you are essentially a self-employed business owner providing services on a freelance or contract basis. While the gig economy offers great flexibility, it also means you don’t have…
California Insurers Cutting Hundreds of Policies Over Historic Risk
Californians are facing a worsening home insurance crisis as providers cut back on policies, citing the risk of earthquake-induced fires. When the devastating magnitude 7.9 earthquake struck San Francisco in 1906, more than 80 percent of the city was destroyed and over 3,000 people were killed. It remains the deadliest earthquake in U.S. history, and…
Budget Auto Car Insurance – #1 Stress Reliever
Whether it’s collision, comprehensive, or liability coverage, shopping around for auto car insurance can feel like navigating a maze. Rates vary widely between companies and policies. By comparing quotes and coverages, drivers can steer towards plans that fit both their budgets and peace of mind before cruising onto the open road.
What is Workers Compensation Insurance? #1 Guilt-Free Mood Booster.
Workers Compensation Insurance Workers Compensation Insurance is a type of insurance that provides financial support and medical benefits to employees who sustain work-related injuries or illnesses. This insurance is mandatory in most states and is designed to protect both employers and employees in the event of a workplace accident or occupational disease. Under Worker’s Compensation…
What Are Surety Bonds? The 4 affordable applications.
What is a Surety Bond? Surety bonds are a crucial aspect of many business transactions, providing a layer of protection and assurance for all parties involved. In essence, a surety bond is a legally binding contract between three entities: the principal (the party required to obtain the bond), the obligee (the party requiring the bond),…
What is General Liability Insurance?
What is coverage A and B in General Liability? To summarize: Coverage A provides protects against bodily injury and property damage claims. Coverage B addresses personal and advertising injury claims. Coverage C offers no-fault coverage for medical expenses when someone is injured on your premises or because of your operations. What is General Liability Insurance?…
Errors and Omissions Insurance.
Why is errors and omissions insurance an important way to do? Errors and omissions insurance, also known as E&O insurance and professional liability insurance, helps protect your business from lawsuits that claim you made a mistake in your professional services. This insurance can help cover your court costs or settlements, which can be very expensive…
Directors and Officers Insurance
Protecting Leadership with Directors and Officers Insurance Directors and officers (D&O) insurance provides important financial protection for organizations and charities of all sizes. This coverage shields board members, executives, and key decision makers from personal liability if they are sued in conjunction with their duties. Key Benefits of D&O Insurance: Covers defense costs, settlements &…
Cyber Insurance.
Cyber Insurance: Navigating the New Frontier of Digital Risk Management In the digital age, the specter of cyber threats looms large over organizations across every sector. From massive data breaches to disruptive ransomware attacks, the financial and reputational damage inflicted by cyber incidents can be catastrophic. As a result, cyber insurance has emerged as an…
Commercial Property Insurance.
Commercial Property Insurance: A Shield for Your Business Assets Introduction In the dynamic landscape of modern commerce, businesses face an array of risks ranging from natural disasters to theft and beyond. To mitigate these risks, commercial property insurance emerges as an indispensable shield, safeguarding businesses against substantial financial losses. This article provides a comprehensive overview…
