Full coverage for car insurance.  Full coverage for car insurance chevrolet dealership
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What Is Full Coverage Car Insurance?

Full coverage for car insurance is an insurance policy that provides protection against physical damage and liability coverage. This type of policy usually covers the following types of damages:

    • Collision damage
    • Comprehensive damage
    • Uninsured/underinsured motorist protection
    • Liability coverage
    • Medical payments coverage
    • Gap insurance

 

What Does Collision Coverage Include?

Collision coverage helps pay for damage to your car caused by accident with another vehicle. This coverage may also extend to damage caused by an incident, such as hitting a tree, pothole, or other objects. Collision coverage typically includes a deductible, the amount you must pay toward a claim before your insurance pays for the damage.

What Does Comprehensive Coverage Include?

Comprehensive coverage helps pay for damage to your vehicle caused by events other than a collision, such as theft, vandalism, fire, or a natural disaster. This type of coverage typically also includes a deductible.

Uninsured/Underinsured Motorist Protection

Uninsured/underinsured motorist protection helps pay for damage to your car caused by an uninsured or underinsured driver who is at fault in an accident. This type of coverage is typically required in most states.

Liability Coverage

Liability coverage helps pay for damages and/or property damage caused by an at-fault accident. This type of coverage is typically required in most states.

Medical Payments Coverage

Medical payments coverage helps pay for medical costs related to an accident, regardless of who is at fault. This type of coverage is typically optional, but many drivers choose to include it in their full coverage policy.

Gap Insurance

Gap insurance helps pay the difference between the current market value of your vehicle and the amount still owed on the loan. This coverage may be required if you have a low down payment or a negative equity loan.

Conclusion

Full coverage car insurance is an insurance policy that protects against damages to your car and liability coverage. The coverage includes collision, comprehensive, uninsured/underinsured motorist protection, liability, medical payments, and gap insurance. Knowing the type of coverage you need and the benefits associated with each type of coverage can help you make an informed decision about insuring your vehicle.