Why Insurance Companies are Evil.

Insurance companies are often seen as the bad guys in society, but why is this? It turns out that their reputation is somewhat deserved, and there are some concerning practices that these companies use to their advantage that make us question their morality.

They are motivated by profit.

Ultimately, insurance companies are in business to make money. This means that their first priority is to increase their own profits, and this comes at the expense of their customers. They often try to make more money by doing things like charging high premiums or denying or \”gaming\” legitimate claims.

Claims are sometimes denied.

Insurance companies are infamous for denying legitimate claims to avoid paying out money to customers. They often try to deny or delay paying claims to pay out less money on a claim or even avoid paying the claim entirely. This can be very frustrating for customers who need the money from their claim to get back on their feet after an accident or other event.

They exploit loopholes.

Insurance companies are very good at finding ways around their policies or government rules, so they don\’t have to pay out money on claims. They take full advantage of any minor errors made by policyholders to deny or reduce the amount of money they have to pay out.

They have enormous power.

Insurance companies are often extremely powerful because they have large amounts of money, legal resources, and lobbying power. This gives them the capability to influence government regulations, laws, and individual customer policies.


It\’s easy to see why insurance companies have become increasingly unpopular in recent years. Their focus on profits and willingness to exploit loopholes, manipulate government regulations, and deny claims has made them one of the most disliked industries in the world. Insurance companies are not the good guys, and their practices should be questioned and monitored closely.

If you feel that you have been mistreated or that the insurance company has violated its contract (your insurance policy) with you. Your state Department of Insurance is your immediate remedy. Go online and file a complaint against them, and see what happens. Insurance companies are highly regulated.

File a complaint with the California Department of Insurance: http://www.insurance.ca.gov/01-consumers/101-help/index.cfm

If your results are unsatisfactory, take them to court. Small claims court is for issues under $10,000 (for California). No attorneys are allowed in small claims court (too bad for the insurance company). For disputes over $10,000, take your time finding a sympathetic attorney. Many attorneys give free advice for the first 30 minutes.

For centuries, insurance companies have been seen as agents of protection, but is it the case that they are really an insidious form of Evil? From claims processing and adjusters to policy limits and exclusions, these organizations have quietly been perpetuating a system that works against the well-being of their clients. This article is exploring why insurance companies are often viewed as and can be considered, evil.

To start, most insurance companies favor their own financial interests over the interest of the public they are supposedly serving. Rate hikes are quite common, while policy limits and deductibles are often minimized to keep insurance companies in the black. These sorts of practices speak to a lack of empathy and a disregard for their client\’s financial security.

The main reason insurance companies are viewed as evil is the practice of denying or delaying payments on legitimate claims. Of course, insurance companies will provide reasons for a denial, but these reasons are usually arbitrary and capricious. If a claim is approved, the payments can be slow and incomplete, leaving the claimant in financial disarray.

Another reason why insurance companies are seen as evil is their inclination to undervalue claims. Insurers will often attempt to save money by providing inadequate compensation for legitimate claims.


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